…even when you're actually not.

With working 6 days a week, I find myself in a position with more money than I need to get by. Theoretically, anyway. Since I just barely started working enough hours, that leaves me with precisely zero financial flexibility in these first couple of weeks. Pretty much every paycheck goes to pay a bill that is due in the next 10 days, and while I'm not behind, it IS kind of annoying. Working all these hours and you look at your account balance, and it's hovering uncomfortably close to "E".

I suspect the week after next will be the time when I finally get a nice buffer in there again. Having made my car payment 4 days before it was due, and then paying rent right after that… well that means I'll have to make another car payment within two weeks. I like to pay my bills as soon as I'm able. Plus it's getting towards the middle of the month, which means that my car insurance will be auto-debited in two weeks. Urgh, annoying.

I'll be out of credit card debt by the end of next month, which is a relief, but it still feels like I have a long way to go before I can breathe easier. I've had to contract my lifestyle in the last six weeks because of not having any leeway, which was a bit of a challenge at first. Working six days a week means I basically just want to sit at home on the seventh, which is good for the wallet.

Tl;DR: Basically I'm cramming two months worth of bills into ~3 weeks, and it's frustrating because you don't get to see the fruits of your increased labor. I'm looking forward to being out of this position. The plus side is that I've been saving regularly throughout this time, which means that my savings account balance is growing rather than shrinking.

Money, debt, savings